Sunday Brunch Seminar – Stiletto Tastes with Nine West Budget, How to be Financially Savvy When Buying a Home

This year I have combined efforts with other woman professionals to provided valued resources for helping woman. If you are single, divorced, separated, widowed, with or without children, this will be an invaluable resource for information to meet life changings short and long term financial goals.



Content and contacts will be available regarding the following areas:


Divorce lawyers
Financial planners
Mortgage brokers
CPA – tax
Home Stagers
Interior Decorators
Home Inspectors
More, much more!


Stay tuned as we build the blog. To begin, a monthly seminar series is kicking off and would love to have you come. Each month will be a new topic, varied speakers and helpful informative content.


UPCOMING EVENT

Stiletto Tastes on a Nine West Budget ~ How to be Financially Savvy when Buying a Home


Please join us Febraury 6th for Sunday Brunch Seminar Series with a Twist

Seminar Series with a Twist: View Stella & Dot jewelry (available for purchase) while sipping mimosas and enjoying French pastries and cap off with invaluable information about how to prepare for buying a home.

Learn:



 Financial Perspectives from a Realtor, a Mortgage Broker & a Financial Advisor


 Which Loan is Right for You? Key Considerations for an Informed Decision


 Financial Preparation for Your Home Purchase


Speakers:


 Kimberly Shute, Principal Broker, Keller Williams Realty Professionals


 Carrie Reed, Alpine Mortgage, Certified Mortgage Planning Specialist


 Adina Flynn, Ameriprise, Financial Advisor


Cost: FREE


When: Sunday, February 6th


10:30a – 11:00a Refreshments (Mimosas & French pastries) + Stella & Dot Jewelry


11:00p – 12:00p Presentation with Questions & Answers

12:00p – 12:30p Stella & Dot Jewelry with Heather Morrison


Where: KAMM House, 1425 SW 20th Ave., Portland, OR 97201


Tram: Goose Hollow/SW Jefferson St MAX Station


Parking available in front of Kamm House

REGISTER ONLINE: http://realestateguide4women.wordpress.com/

A secret tribute: Duck honors young man he's never met

Story Published: Jan 8, 2011 at 7:09 PM PST Story Updated: Jan 8, 2011 at 11:18 PM PST (KATU.com)

GLENDALE, Ariz. – One University of Oregon Duck is playing Monday's BCS Championship game in honor of a young man whose life ended too soon.


For more than a month it was D.J. Davis' secret. But after the Ducks' Civil War win, Davis was splashed on the front page of The Oregonian's sports section, leaving some to wonder whose picture was hanging from his uniform.

"Just knowing that somebody can have an impact on you, without even meeting them, is just an awesome experience," University of Oregon Wide Receiver D.J. Davis tells us.

It turns out that the photo tucked into Davis' waistband is of someone Davis has never met.

It's Declan Sullivan, a 20-year-old Notre Dame student whose death made national news. Sullivan died while taping a Fighting Irish football practice, when a wind storm toppled the tower where he stood.

"It just stayed with me," Davis tells us. "It's hard to shake something like that when it just stays in you ... I have a little brother who's 20 years old. He'll be 21 come Jan. 24, so I just kept thinking about my little brother being in that situation. I don't know what I'd be able to do if I lost him."

That's why, a few days after the accident, Davis searched for Sullivan's name on a computer at the team's hotel where they were staying before the U.S.C. game, printed a picture of Sullivan and turned a quarterback wristband into a tribute. He has worn that wristband on game days ever since.

"He's been a real help to me, just as far as wearing it and letting other people know the tragic event that happened," Davis said. "...[T]o let them know about his story is one of the things that I want to do."

After The Oregonian's picture took Davis' secret-tribute public, the wide receiver ended up making a connection with Sullivan's family.

"I've actually e-mailed back and forth a little bit with his brother, Max Sullivan," Davis said. "We've had a couple conversations, just about the situation, and ... that he'd be rooting for me come Jan. 10."

30-Year Fixed Mortgage Rate Dips to 4.77%%

Published: Thursday, 6 Jan 2011  10:42 AM ET By: Reuters (CNCB.COM)

Rates on fixed mortgages dipped this week after rising steadily over the last two months.


Freddie Mac said Thursday the average rate on the 30-year mortgage dropped to 4.77 percent from 4.86 percent the previous week. It hit a 40-year low of 4.17 percent in November.

The average rate on the 15-year loan slipped to 4.13 percent from 4.20 percent. It reached 3.57 percent in November, the lowest level on records starting in 1991.

Rates have been rising since November. Investors have shifted money out of Treasurys and into stocks. Many expect the tax-cut plan will fuel economic growth and increase inflation. Yields tend to rise on inflation fears.

Mortgage rates tend to track the yield on the 10-year Treasury note. Those rates have been fluctuating in recent weeks.

Low mortgage rates did little to boost home sales last year and higher rates now could hamper a robust recovery.

The number of borrowers who applied for a mortgage in December was 10 percent below the same month in 2009, according to Capital Economics. Refinance activity has dropped off 44 percent since rates hit their lows. The number of purchase applications has been rising along with sales, but last year's sales pace was shaping up to be the slowest in 13 years.

To calculate average mortgage rates, Freddie Mac collects rates from lenders across the country on Monday through Wednesday of each week. Rates often fluctuate significantly, even within a single day.

The average rate on a five-year adjustable-rate mortgage slipped to 3.75 percent from 3.77 percent. The five-year hit 3.25 percent last month, the lowest rate on records dating back to January 2005.

The average rate on one-year adjustable-rate home loans fell to 3.24 percent from 3.26 percent.

The rates do not include add-on fees, known as points. One point is equal to 1 percent of the total loan amount. The average fee for the 30-year and 15-year loans in Freddie Mac's survey was 0.8 point. The average fee for the five-year ARM was 0.7 point, and the fee for the 1-year ARM was 0.6 point.